Transfer of Equity Solicitors in Kent & South East London
Aletta Shaw's conveyancing solicitors handle transfers of equity — changing who legally owns a property, for example adding a partner, removing an ex, or gifting a share to family. We deal with the Land Registry, any mortgage lender and Stamp Duty implications. Free, no-obligation quote available.
Key fact: A transfer of equity may trigger Stamp Duty Land Tax where the person taking on a share also takes on mortgage debt above the threshold.
When ownership of property or land changes, the change must be registered with HM Land Registry. Source: gov.uk.
Frequently asked questions
What is a transfer of equity?
It is the legal process of changing the owners named on a property title while at least one original owner stays on — for example adding a spouse or removing a former partner.
Do I need my lender's consent?
If there is a mortgage, yes. The lender must usually agree to the change and to who is on the mortgage. We handle the communication with them.
Is Stamp Duty payable?
It can be, particularly where the person acquiring a share also takes on mortgage debt over the threshold. We calculate whether any SDLT is due.
Speak to Aletta Shaw Solicitors for a free initial call on 020 8301 4884, or book a consultation. Offices in Bexleyheath, Blackheath, Petts Wood, Tunbridge Wells and St Katharine Docks.